Understanding Auto Insurance

Auto insurance is required by law across Canada. It covers the owner/driver, passengers, pedestrians and property involved in a vehicle collision.

Driving a vehicle is a basic necessity for many Canadians. But once you are behind the wheel, the chance of something going wrong is very real. As a driver, the lives and property of your passengers, fellow drivers and pedestrians are in your hands.

Whether you’re just learning, commute every weekday or enjoy Sunday drives in your classic car, it’s important to understand how auto insurance works.

	Auto Insurance In Your Province By law, insurance is required for motor vehicles intended to be operated. Know what insurance is necessary and what's optional.
	Buying Auto Insurance Know how insurance premiums are calculated, where to turn for insurance if you are a higher-risk driver and what additional auto insurance coverage is available.
	Graduated Licensing To become fully licensed, new drivers must pass all stages of the graduated licensing program.
	Branding Stolen, flooded or collision-damaged vehicles carry a permanent record – known as a brand – that's linked to its vehicle identification number (VIN).