Mandatory minimum third-party liability: | $200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $10,000 and the balance will be attributed to the bodily injury claim.
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| Direct Compensation Property Damage (DCPD) required? | Yes, Effective January 1, 2022. |
| Medical payments: | Up to $50,000/person.
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| Funeral expense benefits: | $6,150.
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| Disability income benefits: | 80% of gross weekly wages to maximum $600/week; up to 104 weeks for total disability; nothing payable for the first seven days of disability; non-earner benefit (unemployed person 18 years or older) $200/week, up to 104 weeks. |
| Death benefits: | Death of head of household $10,000, plus 20% ($2,000) for each dependent survivor after first, plus additional $15,000 for first survivor and $4,000 for each remaining survivor; death of spouse/adult interdependent partner of head of household $15,000; death of dependent relative, according to age, maximum $3,000; grief counselling up to $500 per family with respect to death of any one person.
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| Impairment benefits: | Not applicable.
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| Right to sue for pain and suffering? | Yes. If injury is deemed “minor” under provincial legislation, maximum award is $5,488.
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| Right to sue for economic loss in excess of no-fault benefits? | Yes.
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| Administration: | Private insurers.
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