Compulsory minimum third-party liability: | $200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $20,000 |
Direct Compensation Property Damage Required: | Not applicable |
Medical payments: | Up to $300,000/person (as of January 1, 2018) |
Funeral expense benefits: | Up to $7,500 |
Disability income benefits: | Up to $740 per week; homemaker up to $280 per week |
Death benefits: | Up to $30,000 to spouse and up to $6,000 to each dependent child |
Impairment benefits: | N/A |
Right to sue for pain and suffering? | Yes. If injury is deemed "minor" under provincial legislation, maximum award is $5,500. |
Right to sue for economic loss in excess of no-fault benefits? | Yes |
Administration: | Government (government and private insurers compete for optional and additional coverage) |