Mandatory minimum third-party liability: | In situations where lawsuits are permitted, $200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $20,000.
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Direct Compensation Property Damage required? | British Columbia uses a similar system, which it refers to as Basic Vehicle Damage Coverage.
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Medical payments: | No time or amount limit.
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Funeral expense benefits: | Up to $9,386.
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Disability income benefits: | 90% of net wages based on actual gross annual income that is less than $105,500.
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Death benefits: | Up to $68,863 to spouse, benefits for dependants are age-defined and range from $32,708 to $61,680, but; if no spouse or dependant, each non-dependent parent or child receives up to $15,336.
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Impairment benefits: | Up to $172,154 / person for non-catastrophic injury, up to $271,834 for catastrophic injury.
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Right to sue for pain and suffering? | No. However, claims can be made for pain and suffering with a maximum settlement amount of $5,831 for accidents on or after April 1, 2022.
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Right to sue for economic loss in excess of no-fault benefits? | No.
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Administration: | Government (government and private insurers compete for optional and additional coverage)
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