How Cars Measure Up The property and casualty insurance industry gathers and analyzes statistics on the number and cost of collision, comprehensive, direct compensation property damage (DCPD) and accident benefit claims for the most popular Canadian models of cars, passenger vans, SUVs and pickup trucks. The results give consumers an accurate picture of how collision and other claims affect the cost of auto insurance for particular makes and models of cars.This year’s edition of “How Cars Measure Up” presents the results for 2002 through 2020 models where at least 1,500 of each of the models were insured between 2015 and 2020. The information comes entirely from actual insurance claims data, collected from most of the car insurance companies in Canada.Low Claims Can Add Up to Premium Savings Columns highlighted in green indicate positive rankings – in comparison with others – in the current marketplace. Multiple green highlights can potentially add up to less expensive insurance premiums. Year Model Years Document Type 20132000 - 2012PDF / Excel20142001 - 2013PDF / Excel20152002 - 2014Excel20162003 - 2015Excel20172004 - 2016Excel20181999 - 2017Excel20192000 - 2018Excel20202001 - 2019Excel20212002 - 2020Excel What Insurers Want to Know To determine the price of your car insurance, insurers want to know the following information... Related ServicesCanadian Loss Experience Automobile Rating (CLEAR)Collision, specified perils, comprehensive and all perils are among the additional coverages available for your vehicle. In general, these coverages are very similar across the country.TelematicsInsurance telematics – also known as usage-based insurance (UBI) or pay-as-you-drive – represents a shift in how insurance is administered and how premiums are calculated. Telematics has the potential to reduce your premium costs and generate significant benefits to society. Useful LinksTop 10 Stolen VehiclesEach year, IBC produces a list of the top 10 stolen vehicles in Canada. IBC also reports on the top 10 stolen vehicles and trends in organized auto theft for specific regions in Canada. Cost ControlThere are many ways you can control insurance costs and lower your premium. Shop around and ask your insurance representative for more information about the options below and other savings opportunities.Buying Auto InsuranceKnow how insurance premiums are calculated, where to turn for insurance if you are a higher-risk driver and what additional auto insurance coverage is available.