Wind Damage from wind is usually covered by insurance. Take precautions and ask your insurance representative to confirm what losses may be covered. FAQs & What you need to knowAdditional Living ExpensesFiling an Insurance ClaimCan I keep my fridge and freezer?Landlord and Tenant Issues and QuestionsChoosing a ContractorInsurance Dispute Resolution At-a-GlanceTIPs SheetsTornado and Wind Damage to HomesTornado and Wind Damage to VehiclesTornado and Wind Damage to Businesses If you live in a community in southern Ontario, southern Quebec, Atlantic Canada or the Prairies, your tornado risk is higher. Prepare your family and property for a worst-case scenario: Keep a current and detailed home inventory. If your region is prone to windstorms, take precautions throughout your house and property. Assemble a disaster safety kit. Create a 72-hour emergency preparedness plan for your family. Wind Happens. Know What Your Insurance CoversYour insurance representative can confirm the coverage in your current policy. Typically, you can expect the following:Damage to homes caused by hail, wind, snow or rain is usually covered. This includes:Losses caused by flying debris or falling branches or trees.Losses to your home and contents from water or snow entering through sudden openings caused by wind or hail.Damage to vehicles from wind, hail, ice or water is usually covered if comprehensive or all-perils auto insurance coverage has been purchased. These coverages are not mandatory, so check your policy.Damage to mobile homes or trailers from wind may be covered. As policy wordings vary, it’s best to ask your insurance representative for more information.In certain circumstances, homeowners who are unable to live in their homes because of insurable damage may be entitled to additional living expenses.Tips for Starting the Claim ProcessCall your insurance representative or company. Most insurers have a 24-hour claims service. Be as detailed as possible when providing information.List all damaged or destroyed items. If possible, assemble proofs of purchase, photos, receipts and warranties. Take photos of damage incurred and keep damaged items, unless they pose a health hazard.Keep all receipts related to cleanup and living expenses if you’ve been displaced. Ask your insurance representative about what expenses you may be entitled to and for what period of time. Tornado BrochureIn Canada, tornado season typically runs between March and October, with activity peaking in late June or early July. Often accompanied by thunder, lightning and high winds, these dangerous storms leave a path of destruction in their wake.A Guide to Emergency Preparation Disaster, whether natural like a tornado or man-made such as a power outage, can strike at any time, in any place. While it’s impossible to stop disasters from happening, you can increase your readiness for them. This guide can help. Related Services Useful LinksInsurance advice and information following May 21 severe storm in Ontario and QuebecMay 24, 2022 (TORONTO) – Insurance Bureau of Canada (IBC) has deployed its virtual Community Assistance Mobile Pavilion (CAMP) to assist residents impacted by a destructive and deadly storm that swept through Southern Ontario and parts of Quebec on Saturday, May 21. Barrie tornado causes $75 million in insured damageAugust 18, 2021 (TORONTO) – The six EF-2 strength tornadoes that hit Barrie, Innisfil, Kawartha Lakes, Little Britain, Manilla, Lindsay, and Lake of Bays on July 15 caused $75 million in insured damage, according to initial estimates from Catastrophe Indices and Quantification Inc. (CatIQ).Insurance Bureau of Canada deploys CAMP after Barrie tornadoJuly 19, 2021 (TORONTO) – In the aftermath of the tornado in Barrie on July 15, Insurance Bureau of Canada (IBC) has deployed the Community Assistance Mobile Pavilion (CAMP), a program that provides disaster victims with access to on-site insurance related information.Crisis Management - Auto InsuranceIn times of crisis, slowing down is often the best approach. A crisis can be weather related. Whether your vehicle has been damaged by water, wind, fire, ice or an earthquake, make sure you know what to do in the event of an emergencyCrisis Management - Home InsuranceFrom floods to fires to earthquakes, severe weather can damage your home. A home robbery or attempted break-in can put you, your family and your property, at risk. If you’re in a crisis situation that could affect the structure of your home or your own health, keep calm and seek alternate shelter immediately. Crisis Management - Business InsuranceA crisis can happen at any time, threatening an organization in a multitude of tangible and intangible ways. Following best practices in risk management – including creating a business continuity plan – can mean the difference between recovery and bankruptcy.