Minimum Required Auto
Insurance Coverage in Manitoba
As of January 19, 2011
|
MANITOBA |
| Compulsory minimum third-party liability: |
$200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $20,000
|
| Medical payments: |
No time or amount limit; includes rehabilitation |
| Funeral expense benefits: |
$7,467 |
| Disability income benefits: |
Maximum/year $81,000; nothing is payable for the first 7 days of disability |
| Death benefits: |
Death anytime, benefits depend on wage and age of deceased; partner gets minimum $54,793, maximum $405,000; disabled dependants $23,971; non-dependent child or parent $12,201 |
| Impairment benefits: |
Minimum $684/week; maximum $136,977 |
| Right to sue for pain and suffering? |
No |
| Right to sue for economic loss in excess of no-fault benefits? |
No |
| Administration: |
Government (government and private insurers compete for optional and excess coverage) |
| Notes: |
Residents of Manitoba involved in accidents in Quebec can receive from their own insurer the equivalent to the benefits available to Quebec residents from the Société de l'assurance automobile du Québec.
First-party all perils* insurance is compulsory in Manitoba (deductibles vary according to type of vehicle). Policyholders may purchase coverage for economic loss greater than maximum accident benefits. Lawsuits are not permitted with respect to injuries sustained in automobile accidents in Manitoba. Victims and their dependants who reside in Manitoba are compensated by the government insurer for their injuries whether or not the accident occurs in Manitoba. |
* "Collision" and "comprehensive" insurance for the policyholder's vehicle
Sources
All online sources were accessed on January 1, 2011
Effective March 1, 2010
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