Minimum Required Auto
Insurance Coverage in New Brunswick
As of November 21, 2008
|
NEW BRUNSWICK |
| Compulsory minimum third-party liability: |
$200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $20,000
|
| Medical payments: |
$50,000/person, including rehabilitation, excluding health insurance and other medical plans; time limit is four years |
| Funeral expense benefits: |
$2,500 |
| Disability income benefits: |
104 weeks partial disability; lifetime if totally disabled; maximum $250/week; seven-day wait; unpaid housekeeper $100/week, maximum 52 weeks |
| Death benefits: |
Death within 180 days (or two years if continuously disabled prior to death); death of head of household $50,000, plus $1,000 to each dependent survivor after first; death of spouse/partner $25,000; death of dependant $5,000 |
| Impairment benefits: |
N/A |
| Right to sue for pain and suffering? |
Yes, but if injury a "minor injury," maximum award is $2,500* |
| Right to sue for economic loss in excess of no-fault benefits? |
Yes |
| Administration: |
Private insurers |
| Notes: |
The optional "No Frills" policy with lower limits was repealed on December 20, 2007. |
* The maximum amount is currently being challenged in court.
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