Minimum Required Auto
Insurance Coverage in Newfoundland and Labrador
As of January 19, 2011
|
NEWFOUNDLAND & LABRADOR* |
| Compulsory minimum third-party liability: |
$200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $20,000
|
| Medical payments: |
(Optional) $25,000/person, including rehabilitation, excluding health insurance and other medical plans; time limit is four years |
| Funeral expense benefits: |
(Optional) $1,000 |
| Disability income benefits: |
(Optional) 104 weeks partial disability; lifetime if totally disabled; maximum $140/week; must be disabled for at least 7 days to qualify; unpaid housekeeper $70/week, maximum 12 weeks |
| Death benefits: |
(Optional) Death within 180 days (or two years if continuously disabled prior to death); death of head of household $10,000, plus $1,000 to each dependent survivor after first; death of spouse $10,000; death of dependant $2,000 |
| Impairment benefits: |
N/A |
| Right to sue for pain and suffering? |
Yes, but awards are subject to $2,500 deductible |
| Right to sue for economic loss in excess of no-fault benefits? |
Yes |
| Administration: |
Private insurers |
* Accident Benefits coverage is compulsory in all provinces except Newfoundland and Labrador.
Sources
All online sources were accessed on January 1, 2011
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