Minimum Required Auto
Insurance Coverage in Northwest Territories
As of January 19, 2011
|
NORTHWEST TERRITORIES |
| Compulsory minimum third-party liability: |
$200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $10,000 |
| Medical payments: |
$25,000/person, including rehabilitation, excluding health insurance and other medical plans; time limit is four years |
| Funeral expense benefits: |
$1,000 |
| Disability income benefits: |
80% gross weekly wages to a maximum $140/week; 104 weeks temporary disability; lifetime if totally disabled; nothing is payable for the first 7 days of disability; unpaid housekeeper $100/week, maximum 12 weeks |
| Death benefits: |
Death within 180 days (or two years if continuously disabled prior to death); death of head of household $10,000; death of spouse $10,000; each dependent survivor after first $2,000; if only one survivor, spouse or dependant, principal sum ($10,000) increased by $1,500 |
| Impairment benefits: |
N/A |
| Right to sue for pain and suffering? |
Yes |
| Right to sue for economic loss in excess of no-fault benefits? |
Yes |
| Administration: |
Private insurers |
Note about terminology: "Unpaid housekeeper" is referred to in some provinces as "homemaker" or "non-earner benefit."
Sources
All online sources were accessed on January 1, 2011
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