Auto insurance in Quebec is provided by both a government insurer and private insurers. The government insures against injuries to people, and private insurers cover you for property damage.
In the case of bodily injury, Quebec has a pure no fault system, which means there is no right to sue the at-fault driver for pain and suffering or additional medical and economic expenses. For more information, see the web site for government insurer The Société de l’assurance automobile du Québec .
For property damage, there are more than 100 private insurers selling auto insurance in Quebec. They compete for customers by offering a different mix of price, coverage and service. Everyone who wants to drive a car in Quebec must by law buy a minimum amount of third-party liability insurance with a private insurer and has the option to buy more to suit their needs. Liability covers you for property damage inside Quebec and personal injury and property damage outside Quebec.
IBC’s Quebec regional office has its own website. If you would
like to learn more about Quebec auto insurance issues, click