Combating Insurance Crime

Ontario Anti-Fraud Task Force

IBC has an 80-year history of providing investigative services to Canada's home, car and business insurers. We focus our investigative efforts on organized insurance crime rings - specifically, rings involved in auto theft and/or filing fraudulent injury claims.

IBC’s contribution to combatting insurance crime focuses on five key areas:

Effective lobbyist
As the voice of Canada's home, car and business insurers, IBC can lobby governments for legislative changes that would deter insurance criminals.

With efforts from IBC, in April 2011, Bill S-9 became law.  The law recognized auto theft as a serious, violent crime (rather than a mere property crime) in both the Criminal Code of Canada and the Youth Criminal Justice Act.


Cross-country data
As a national association, IBC has access to insurance crime data from across the country which we use to detect trends within and across regions.

Investigative body
IBC is designated as an investigative body under federal privacy legislation – the Personal Information Protection and Electronic Documents Act (PIPEDA) – meaning we are able to exchange information with insurers for the purposes of preventing and detecting insurance crime.

Experienced investigators
IBC’s investigators have extensive insurance and policing experience. We have the unique knowledge and technological tools required for investigating organized criminal activity related to insurance.

Crime-fighting partners
IBC is a trusted partner with other insurance-crime-fighting agencies nationally and internationally. These partnerships mean that important information gets shared between IBC and enforcement officials making for effective investigations and increasing the likelihood of charges being laid.

IBC has an excellent track record as an investigative force. Every year, the work of IBC's investigative services results in millions of dollars in savings for insurance companies and their policyholders.

You too can help combat insurance fraud.  Insurance crime costs us all. Report it now so that you don’t have to pay for it later.