To drive in Manitoba, you must obtain coverage through MPI that meets the mandatory provincial regulations. In the province, $200,000 in third-party liability coverage is mandatory as is coverage for damage to your own vehicle.
The chart below provides a summary of mandatory coverages required by the Manitoba government. Please refer to the list of sources for more details.
This information is for educational purposes only. Consult a qualified insurance professional for further assistance.
As of March 1, 2019
Compulsory minimum third-party liability: | $200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $20,000 |
Direct Compensation Property Damage Required: | Not applicable |
Medical payments: | No time or amount limit |
Funeral expense benefits: | $8,758 (maximum)
|
Disability income benefits: | 90% of net wages based on gross annual income of maximum $98,500/year; nothing is payable for the first seven days of disability |
Death benefits: | Death any time after injury; benefits for partners depend on wage and age of deceased; minimum $64,260; benefits for dependent children depend on their age and range from $30,522 to $56,228; disabled dependants receive an additional $28,113; non-dependent children or parents receive $14,310 |
Impairment benefits: | Minimum $802/week, maximum total of $160,647 for non-catastrophic injury; maximum $253,664 for catastrophic injury (includes indemnity for non-catastrophic injury of $160,647) |
Right to sue for pain and suffering? | No |
Right to sue for economic loss in excess of no-fault benefits? | No |
Administration: | Government |
Sources:
All online sources were accessed on March 1, 2019