Left Navigation Home Fraud Being an active project manager can help you avoid fraud, whether it’s from an exaggerated insurance claim, or a contractor who overbills your insurance company for restoration work. How to Report FraudIf you know of or suspect insurance fraud, alert your insurance representative. Or, you can anonymously report fraud to IBC using its confidential online form or by calling 1-877-IBC-TIPS (1-877-422-8477), which operates 24 hours a day, 7 days a week.Canada’s home, car and business insurers are always developing new ways to fight insurance fraud. IBC’s fraud alerts can help you recognize current scams Inflating ClaimsExaggerated or fraudulently claimed losses cost everyone by raising premiums. Restoration or Vendor FraudKnow what scams to watch out for when you renovate your home. Identity TheftBe aware of the 7 common methods that criminals use to steal identities. Useful LinksBuying Home InsuranceAs a homeowner, you need to insure your house for replacement costs so that in the event of serious damage or destruction you have adequate coverage. Be sure to keep your home insurance current by reporting material changes or upgrades.Home Inventory ApplicationA current inventory of your belongings makes it easier to file a claim. Keeping your records off-site is wise in case a fire or flood damages your property. Consider updating your home inventory each spring and advise your insurer of any major purchases.