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Insurance Delivery


Insurance Delivery

​​​Many private insurance companies offer home and business insurance to Manitoba consumers and businesses. They compete on the basis of price, coverage and service. Some private insurance companies also offer optional auto insurance.


Is There More Choice with Public or Private Delivery?

Because they compete for your business, private insurers offer a variety of coverage options. Public insurers provide mandatory auto insurance, set out by provincial regulations, and other coverage. In provinces where insurance is government-run, choices are limited and consumers do not have the opportunity to benefit from the advantages of competition and choice.

Products vary from company to company. Whenever you buy or renew any type of insurance, evaluate as many options as possible. A private insurance company can provide expert guidance on the best value and coverage for your needs. Learn more about how to buy insurance.

 

Auto Insurance 

Auto Insurance

By law, if you own and drive a car in the province, you must buy auto insurance from a private insurer.

Home Insurance 

Home Insurance

While the law does not mandate it, banks or mortgage holders may insist that you purchase home insurance – and prove that you have it – before they’ll lend you money to buy a home.

Business Insurance 

Business Insurance

Also called “commercial insurance,” business insurance is not mandatory in the province.