New Brunswick Auto Insurance

​​​​​​Own and operate a car in New Brunswick? You must buy insurance coverage from a private insurer.  A combination no-fault and tort-based system is used to set out accident benefits and the right to sue in specified situations.

After an accident, auto insurance will cover your car’s driver, passengers, pedestrians and property involved. 

In the event of an accident, your insurance company will: 

  • Assist your recovery
  • Provide financial support if you are unable to work
  • Provide financial protection if you hurt someone and are sued.

Service New Brunswick provided specific licensing guidelines​ for drivers and vehicles. The right car insurance coverage is essential if you own and operate a motor vehicle.

By law, New Brunswick owners of motor vehicles must buy a mandatory amount of insurance.  More than 65 private insurance companies offer car insurance to customers and compete on the basis of price, coverage and service.

What Insurance Covers.

Mandatory third-party liability coverage protects an insured New Brunswick driver and/or car owner in the event that someone is killed, injured or suffers property damage as a result of the driver's negligence. Medical benefits are limited up to $50,000 per person and subject to a four-year time limit in the province. New Brunswickers can buy more coverage to suit their needs.

Looking to Insure Your Car?

Insurance coverages are subject to change.  When you buy or renew car insurance, it's important to understand what's currently mandatory within the province of New Brunswick. Evaluate price, coverage and service options.

The make or model of your car often determines how much you pay for insurance. If a vehicle has a bad record of theft, car accidents and claims, it could cost you more to insure. Review the insurance industry's research on How Cars Measure Up before choosing your next vehicle.

The New Brunswick Auto Insurance System is subject to change. Stay informed about changes to New Brunswick Auto Insurance.