Employment Fraud Businesses can be greatly impacted by employment fraud. Recognize the insurance fraud situations that may occur and count as insurance fraud. Some people make fraudulent insurance claims based on false or exaggerated employment. The following situations may occur and are considered to be insurance fraud:A legitimate employer completes insurance forms that are subsequently altered to exaggerate the level of income earned prior to the incident. An employer completes insurance forms for a person who:a. No longer works or never worked for themb. Works for them but not at the rate or for the hours documented.A business is created on paper for the sole purpose of being listed as an employer in an insurance claim. The business may never actually exist, or it may exist but not conduct any business. False documentation – such as pay stubs, cheques, T-4 forms, income tax returns and bank statements – are submitted to support fraudulent claims for lost income. An employer is paid a kickback to complete fraudulent insurance claim forms. A legitimate, uninvolved business is fraudulently listed on a claim form.Real businesses can be significantly affected by employment fraud in a variety of ways:When an employee is off work to support a false injury claim, the business loses money unnecessarily. If an employee sustains a real, but minor, injury and intentionally exaggerates it to receive additional insurance benefits, the business loses money unnecessarily. When legitimate employment forms are altered or falsified, the reputation of a business may be compromised. Take the Time. Report the CrimeInsurance crime isn’t always the work of organized groups or gangs running auto theft or insurance crime rings as a business. It can also involve normally law-abiding citizens who attempt to make a few extra dollars by padding an otherwise legitimate claim.So, You've Had an AccidentAccidents are stressful, but stay calm, and use this form to record important details. Filing an Insurance ClaimSometimes life happens. If you’ve been in a collision or if your home has been burglarized or damaged in some way, you’ll want to get your life back to normal as quickly as possible. Consider these tips when filing an insurance claim to help make the process a little easier. Related ServicesStaged CollisionsA staged or alleged vehicle collision supports false auto insurance claims. Staged collisions put innocent drivers at risk and contribute to higher insurance premiums. Medical Services FraudIf you are injured in a vehicle collision, medical services help you recover. However, unscrupulous rehabilitation clinics and assessment centres may engage in fraudulent activities. Auto Repair Facility Fraud Inflated towing fees and repairs to damages that existed before the insured incident are elements of auto repair facility fraud. Be mindful of repair facilities that take part in fraud. Paper Fraud and Jump-InsWhen a criminal reports a collision that never occurred, it’s known as paper fraud. Jump-ins are reported as collision occupants but were not in the vehicle at the time of the reported collision. Fraud PartiesA complex auto insurance scam that involves multiple people is known as a fraud party. In this situation, an organized criminal group applies business principles to plan a highly sophisticated insurance fraud scheme. Useful LinksInsurance FraudInsurance fraud is serious business and costs us all. Think the fender bender you saw might not have been so accidental?Canadian National Insurance Crime Services (CANATICS)CANATICS uses technology to support the fight against auto insurance fraud in Canada. We do this with an unwavering focus on privacy and security.