Left Navigation Distracted Driving - #likelife Nearly 3 out of 4 Canadian drivers admit to driving distracted.2 You are 23 times more likely to crash if you text while driving. IBC encourages Canadians to put down your cellphone and #likelife4 Reasons Why Driving While Distracted (DWD) May Be the New DUIDistracted driving is potentially as dangerous as driving drunk and is much more common. If you drive while distracted, you should know these facts:You are 23 times more likely to be involved in a collision if you text while driving and 4 times more likely if you talk on a cellphone (hand-held or hands-free) while driving.3You may be breaking the law. All provinces in Canada, plus the Yukon and Northwest Territories now have bans in place on using cellphones or hand-held electronic devices while driving. Depending on the legislation, penalties can include hefty fines and, in many cases, demerit points.A distracted driver may fail to see up to 50% of the available information in the driving environment. You may look but not actually “see” what is happening.4A study showed that nearly 80% of collisions and 65% of near-collisions involved some form of driver inattention up to three seconds prior to the event.5Penalties for Distracted Driving Across Canada6Currently, no province bans drivers from using hands-free cellphones while driving. The following CAA chart summarizes legislation from across Canada about the use of hand-held cellphones while driving and many of the current distracted driving penalties.7Province or TerritoryFine(s)Demerit PointsMore InfoBritish Columbia*$543 - first offence$888 - second offence4Distractions While Driving - Cell Phones and Other DevicesAlberta**$2873Alberta Transportation: Distracted Driving LegislationSaskatchewan$2804SGI: Driver Distraction and InattentionManitoba$2005Manitoba's New Cell Phone LawOntario*$490 - $10003Ontario Ministry of Transportation: Distracted DrivingQuebec$80 - $1004Transports Québec: An Act to Amend the Highway Safety CodeNew Brunswick$172.503New Brunswick Public Safety: Driver distractionNova Scotia$233.95 - first offence$348.95 - second offence$578.95 - subsequent offences4Nova Scotia Transportation and Infrastructure Renewal: Hands on the Wheel – Eyes on the RoadPrince Edward Island$500 - $12005PEI Transportation and Infrastructure Renewal: No Cell Phones or TextingNewfoundland and Labrador$100 - $4004Newfoundland and Labrador Road Users Guide (page 14)Yukon$2503Motor Vehicles Act - NEW Cell Phone Use Legislative ChangeNorthwest Territories***$322 - $6443Drive Alive: Cell Phones and TextingNunavutN/AN/ANo Law*British Columbia and Ontario ban the use of hand-held communications and electronic entertainment devices while driving.**Alberta expands its legislation beyond handheld electronic devices to include other forms of driver distraction, including eating, drinking, reading, writing and personal grooming.***The fine increases to $644 for distracted driving in school and construction zones.Note: In British Columbia and Saskatchewan, drivers in the graduated licensing program are prohibited from using hand-held and hands-free devices. Sources:1CAA, 2010 2Leger Marketing, 2010 3Virginia Tech Transportation Institute, 2009 4Strayer, 20075Virginia Tech Transportation Institute, 20056TIRF7CAAThe Cost of Distracted Driving: Josh’s StoryIBC encourages Canadians to put down your cellphone and #likelife So You've Had an AccidentA convenient form to keep in your car to record the details of an accident. Just in case. Related ServicesLending Your CarWhen you lend your auto, you also share your auto insurance. Typically, a guest driver is also covered under your policy. Should the guest driver cause a collision while driving your vehicle, your premium may increase.FAQs: Transportation Network CompaniesA TNC is a company that arranges transportation in privately owned vehicles for financial compensation that is paid to the driver and to the TNC. Useful LinksLoss PreventionBy practising safe driving techniques, you can prevent a collision. If you are in a collision, watch out for repair shop scams and other preventable costs. Staged CollisionsA staged or alleged vehicle collision supports false auto insurance claims. Staged collisions put innocent drivers at risk and contribute to higher insurance premiums. Dispute ResolutionYou have options when filing a complaint. Start by getting more information from your insurer. Consider contacting the company’s ombudsperson. If your dispute is not resolved, you can contact the General Insurance OmbudService (GIO) or a federal or provincial Superintendent of Insurance.