Mandatory minimum third-party liability: | $200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $20,000 and the balance will be attributed to the bodily injury claim.
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Direct Compensation Property Damage Required? | Yes.
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Medical payments: | (Optional to buy) Up to $25,000/person; four-year time limit.
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Funeral expense benefits: | (Optional to buy) $1,000.
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Disability income benefit: | (Optional to buy) Maximum $140/week; 104 weeks for partial disability, lifetime for total disability; must be disabled for at least seven days to qualify; unpaid housekeeper $70/week, maximum 12 weeks.
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Death benefits: | (Optional to buy) Death within 180 days after accident (or two years if continuously disabled prior to death); death of head of household $10,000, plus $1,000 to each dependent survivor after first; death of spouse of head of household $10,000; death of dependant $2,000.
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Impairment benefits: | N/A |
Right to sue for pain and suffering? | Yes. Awards are subject to a deductible of $5,000.
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Right to sue for economic loss in ex cess of no-fault benefits? | Yes.
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Administration: | Private insurers.
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