Left Navigation Commercial Liability IBC’s data quality analysts advise insurance companies on reporting requirements for the Commercial Liability Statistical Plan. FSCO mandates annual commercial liability reports from Ontario insurers. IBC and the Commercial Liability Statistical Plan (CLSP) As the service provider to the General Insurance Statistical Agency (GISA), IBC provides data collection, compilation and reporting services as required by GISA under the Commercial Liability Statistical Plan and Edit Rules Documentation (ZIP). Insurance companies across Canada are required by GISA to report various types of data. An IBC data quality analyst can provide more information about the current CLSP. Since 2012, the CLSP has been accessible through the same portal as the Automobile Statistical Plan. Reporting StatisticsCommercial liability experience is reported and exhibited on an accident-year basis. Reporting is mandatory in the province of Ontario and is subject to regulation by the Financial Services Commission of Ontario (FSCO).Outside the province of Ontario, prior to the plan’s discontinuation as of the 2005 data year, participation was voluntary. To obtain copies of the last published exhibits, call IBC’s Member Services at 416 362-2031 or 1-800-761-6703 ext. 1008.Accessing the “Blue Book” and Other ExhibitsCommercial liability experience is presented in a series of exhibits, in what those in the industry generally refer to as the Blue Book. This publication includes the following:Exhibits from across Canada for the IBC voluntary plan prior to 2005 – available to participants and IBC member insurance companies onlyExhibits based on the Ontario mandated plan – available to all partiesInformation about all-industry exhibits can be found in the “Commercial Liability – Ontario” section of the GISA Catalogue of Statistical Exhibits. Information about by-company or group exhibits can be found in the “Commercial Liability Exhibits (For company information only)” section of the IBC Catalogue of Products and Services. Related ServicesAuto ExhibitsWith very few exceptions, Canadian auto insurers report statistics to GISA. Each year GISA uses these statistics to produce “auto exhibits,” documents that provincial governments and the insurance industry use to estimate future costs, claim trends and more.Financial Information On behalf of insurance regulators across Canada, GISA carries out statistical activities. IBC provides GISA with data collection services and sets submission standards for financial information. Health Claim Database Reporting (HCDB) IBC created the HCDB standard report to provide a timely and consistent statistical overview of auto related health claims. Useful LinksData Management (DM)IBC’s Data Management team helps auto and business insurance companies ensure that their submitted data meets all quality standards.Contact Data ManagementData Management Analysts and Senior Customer Data Analysts are the frontline support for any data submission, error correction or data issues. Vision and MandateConsumers and governments trust, value and support the private property and casualty insurance industry, and its products and services. General Insurance Statistics Agency (GISA)The GENERAL INSURANCE STATISTICAL AGENCY was incorporated on June 28, 2005 as an independent legal entity under the Canada Corporations Act - Part II to carry out the activities of a statistical agent on behalf of all participating Canadian jurisdictions.GISA Catalogue of Statistical ExhibitsThis catalogue outlines GISA’s product information. The Catalogue Information Guide contains frequently asked questions and answers. A Glossary of Terms for statistical plan data is also provided to help those users who may not be familiar with insurance industry terminology.