Reports and Submissions The following is a series of links to key reports that IBC's Newfoundland and Labrador region submitted to the provincial government. IBC believes that, in the spirit of transparency, these reports should be easily available and accessible to all. PUB submissions:Insurance Bureau of Canada (IBC) - Submission – 2018-03-07 Insurance Bureau of Canada - Intervenor Submission – 2018-05-16 Insurance Bureau of Canada (IBC) - Supplementary Submission – 2018-05-31 Insurance Bureau of Canada – Final Written Submission – 2018-10-11