Nova Scotia Auto Insurance

​​​​​​​​​​​​​​​​​​Nova Scotians must buy insurance coverage from a p​​rivate insurer if they own or operate a vehicle in the province. Service Nova Scotia and Municipal Relations provides specific guidelines for drivers and vehicles. ​​

Looking to Insure Your Car?

Generally speaking, there are two types of mandatory coverage: accident benefits and third-party liability. ​

When you buy or renew auto insurance, it’s important to understand what’s currently mandatory and evaluate price, coverage and service options. Many companies offer auto insurance to consumers and compete on the basis of price, coverage and service.​

After a collision, your auto insurance may cover your car, the driver of your car, passengers, pedestrians and property involved. Your insurance company will provide financial protection if you hurt someone or damage property and are sued. 

How Your Vehicle Determines Your Premium

The make or model of your car often determines how much you pay for insurance. If a vehicle has a bad record of theft, car accidents and claims, it could cost more to insure. Review the insurance industry’s research on How Cars Measure Up before choosing your next car.