Nova Scotia Auto Insurance Nova Scotians must buy insurance coverage from a private insurer if they own or operate a vehicle in the province. Service Nova Scotia and Municipal Relations provides specific guidelines for drivers and vehicles. Looking to Insure Your Car?Generally speaking, there are two types of mandatory coverage: accident benefits and third-party liability. When you buy or renew auto insurance, it’s important to understand what’s currently mandatory and evaluate price, coverage and service options. Many companies offer auto insurance to consumers and compete on the basis of price, coverage and service.After a collision, your auto insurance may cover your car, the driver of your car, passengers, pedestrians and property involved. Your insurance company will provide financial protection if you hurt someone or damage property and are sued. How Your Vehicle DeterminesYour PremiumThe make or model of your car often determines how much you pay for insurance. If a vehicle has a bad record of theft, car accidents and claims, it could cost more to insure. Review the insurance industry’s research on How Cars Measure Up before choosing your next car. Auto Insurance Q & AQuestions to Ask Your Insurance Representative All About Auto InsuranceRegardless of where you live in Canada, auto insurance is required by law. You are not authorized to drive without it. Related ServicesMandatory CoverageMotor Vehicle owners in Nova Scotia must obtain coverage through a private insurer that meets minimum provincial regulations. In the province, $500,000 in third-party liability coverage is mandatory. Useful LinksTypes of CoverageCollision, specified perils, comprehensive and all perils are among the additional coverages available for your vehicle. In general, these coverages are very similar across the country. Motorcycle InsuranceA standard motorcycle policy typically includes third-party liability, accident benefits and uninsured automobile coverage. Facility AssociationFacility Association’s mission is to administer the automobile insurance residual markets, enhance market stability, and guarantee the availability of automobile insurance to those eligible to obtain it.