How Auto Insurance Works
Get the inside track and stay ahead of the curve.
Be prepared. Be protected.
Everything you need to know about auto insurance, from how rates are set and what coverage you need to where to get it and what to do when you need it.
- How auto insurance rates are set
- How to buy auto insurance
- How to file a claim
How auto insurance rates are set
Understand what information is used to set your rates so you can make informed decisions when purchasing or renewing your insurance policy.
How to buy auto insurance
Whether you’re a first-time buyer or looking for a new insurance provider, learn how to shop around for the coverage that best meets your needs.
How to file a claim
Whether you need to make an auto, home or business claim, all the information and forms you need are in one place.
Resources For You
We've collected a few more resources that may be helpful for you to explore.
Automated vehicles and the future of insurance
Learn how automated vehicles are impacting insurance, and how IBC is working to protect consumers.
Trending News
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Rise in catastrophic weather events exposes issues with underinsurance for many businesses
Jul 9, 2025 | Written by JULY 9, 2025 | BY: CECILIA OMOLE, MANAGER, COMMERCIAL POLICY, IBC; ROB DE PRUIS, NATIONAL DIRECTOR, CONSUMER & INDUSTRY RELATIONS, IBC
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“IN-sure” you’re ready to hit the road this summer
Jul 7, 2025 | Written by JULY 7, 2025 | BY: EDWARD ZHAKATA, MANAGER, CONSUMER & INDUSTRY RELATIONS - ATLANTIC REGIONAL, IBC; SARAH HUMPHREYS, COMMUNICATIONS INTERN, IBC
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Summer Is Here: School Is Out, Celebrations Are In
Jun 26, 2025 | Written by JUNE 26, 2025 | BY: ANNE MARIE THOMAS, DIRECTOR, CONSUMER & INDUSTRY RELATIONS, IBC
home, Insurance 101
Know your home’s history – and the potential issues lurking within its walls
Jun 25, 2025 | Written by JUNE 25, 2025 | BY: EDWARD ZHAKATA, MANAGER, CONSUMER & INDUSTRY RELATIONS - ATLANTIC REGIONAL, IBC
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