Paper Fraud and Jump-ins When a criminal reports a collision that never occurred, it’s known as paper fraud. Jump-ins are reported as collision occupants but were not in the vehicle at the time of the reported collision. Types of Paper FraudPaper fraud includes the situation of a vehicle being damaged at a location other than at the reported collision scene. Paper fraud includes:The use of vehicles previously damaged in an unrelated collision. An event in which no claim was made because the driver or vehicle was not covered by insurance. Damage that is paid for as part of another claim but remain unrepaired. Repair work is then fraudulently claimed twice by an auto repair facility.Damage that was previously paid for as a total loss that led to the vehicle being branded as salvage. Intentional damage in an impact with a vehicle or object other than what was reported. Vehicles intentionally damaged in a way that mimics collision damage, such as with a sledgehammer.Reported vehicles may not be driveable and often, no one is in the vehicle at the time of the alleged accident. In this example of paper fraud, a vehicle is towed to an accident scene or reporting centre, and the damage is reported as related to the collision. Fake InjuriesIn situations in which no people or vehicles are involved, fake injury claims to uninvolved people – known as jump-ins – may be reported. Jump-ins may also be involved in staged collisions or caused collisions, when additional occupants are reported beyond the number of actual occupants involved. The purpose of jump-ins is to generate additional claims for lost wages; housekeeping, caregiving or personal care expenses; as well as for medical services. Take the Time. Report the Crime"Insurance crime isn’t always the work of organized groups or gangs running auto theft or insurance crime rings as a business. It can also involve normally law-abiding citizens who attempt to make a few extra dollars by padding an otherwise legitimate claim." So, You've Had an AccidentAccidents are stressful, but stay calm, and use this form to record important details. Filing an Insurance ClaimSometimes life happens. If you’ve been in a collision or if your home has been burglarized or damaged in some way, you’ll want to get your life back to normal as quickly as possible. Consider these tips when filing an insurance claim to help make the process a little easier Related ServicesStaged CollisionsA staged or alleged vehicle collision supports false auto insurance claims. Staged collisions put innocent drivers at risk and contribute to higher insurance premiums. Employment FraudBusinesses can be greatly impacted by employment fraud. Recognize the insurance fraud situations that may occur and count as insurance fraud. Medical Services FraudIf you are injured in a vehicle collision, medical services help you recover. However, unscrupulous rehabilitation clinics and assessment centres may engage in fraudulent activities. Auto Repair Facility Fraud Inflated towing fees and repairs to damages that existed before the insured incident are elements of auto repair facility fraud. Be mindful of repair facilities that take part in fraud. Fraud Parties A complex auto insurance scam that involves multiple people is known as a fraud party. In this situation, an organized criminal group applies business principles to plan a highly sophisticated insurance fraud scheme. Useful LinksInsurance FraudInsurance fraud is serious business and costs us all. Think the fender bender you saw might not have been so accidental? Canadian National Insurance Crime Services (CANATICS)CANATICS uses technology to support the fight against auto insurance fraud in Canada. We do this with an unwavering focus on privacy and security.