Nunavut Mandatory Coverage

To drive in Nunavut, you must secure coverage through a private insurer that meets the minimum regulations. In the territory, $200,000 in third-party liability coverage is mandatory.

The chart below provides a summary of minimum coverages required by the Nunavut government. Please refer to the list of sources for more details.

This information is for educational purposes only. We recommend you consult a qualified insurance professional for further assistance.

As of January 1, 2020

Compulsory minimum third-party liability:$200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $10,000
Direct Compensation Property Damage Required?Not applicable
Medical payments:Up to $25,000/person, four-year time limit
Funeral expense benefits:$1,000
Disability income benefits:80% of gross weekly wages to maximum $140/week; 104 weeks for temporary disability; lifetime for total disability; nothing is payable for the first seven days of disability; unpaid housekeeper $100/week, maximum 12 weeks
Death benefits:Death within 180 days after accident (or two years if continuously disabled prior to death); death of head of household $10,000, plus $1,500 to single survivor or $2,500 to each survivor after first if more than one; death of spouse of head of household $10,000; death of dependant $2,000
Impairment benefits:N/A
Right to sue for pain and suffering?Yes
Right to sue for economic loss in excess of no-fault benefits?Yes
Administration:Private insurers

 

Sources:

All online sources were accessed on March 1, 2020