How Auto Insurance Works
Get the inside track and stay ahead of the curve.
Be prepared. Be protected.
Everything you need to know about auto insurance, from how rates are set and what coverage you need to where to get it and what to do when you need it.
- How auto insurance rates are set
- How to buy auto insurance
- How to file a claim
How auto insurance rates are set
Understand what information is used to set your rates so you can make informed decisions when purchasing or renewing your insurance policy.
How to buy auto insurance
Whether you’re a first-time buyer or looking for a new insurance provider, learn how to shop around for the coverage that best meets your needs.
How to file a claim
Whether you need to make an auto, home or business claim, all the information and forms you need are in one place.
Resources For You
We've collected a few more resources that may be helpful for you to explore.
Automated vehicles and the future of insurance
Learn how automated vehicles are impacting insurance, and how IBC is working to protect consumers.
Trending News
climate
Ontario and Quebec ice storm causes $342 million in insured damage
Apr 30, 2025 | ON, QC
home, climate
More than 1 in 10 California homes are uninsured. Could a similar crisis happen in Canada?
Apr 25, 2025 | Written by APRIL 25, 2025 | BY: CHRISTINA FRIEND-JOHNSTON, SENIOR COMMUNICATIONS ADVISOR, AND MARGOT WHITTINGTON, SENIOR POLICY ADVISOR, IBC
Insurance 101
What Do Gravestones, Spoiled Milk and Asteroids Have in Common?
Apr 23, 2025 | Written by APRIL 23, 2025 | BY: JAMES GEUZEBROEK, SENIOR COMMUNICATIONS ADVISOR, IBC
climate
February extreme weather events in Eastern Canada cause over $260 million in insured damage
Apr 16, 2025 | NATIONAL
auto
New Website to Help Albertans Navigate Auto Insurance Reforms
Apr 11, 2025 | AB
home
Choosing the right contractor after a flood or water damage loss
Apr 10, 2025 | Written by APRIL 10, 2025 | BY: ROB DE PRUIS, NATIONAL DIRECTOR, CONSUMER & INDUSTRY RELATIONS, IBC
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