Fraud Parties A complex auto insurance scam that involves multiple people is known as a fraud party. In this situation, an organized criminal group applies business principles to plan a highly sophisticated insurance fraud scheme. Who is Involved in Premeditated Fraud?A criminal group that has ownership or an interest in multiple areas of the automotive supply chain can make fake claims and profit in areas such as: Recruitment. A recruiter sets up a staged collision and recruits people to participate as drivers or passengers.Drivers and passengers. They submit reports to authorities and insurers about an alleged incident. As well, the drivers and passengers submit claims to insurers for alleged injuries and damages.Auto businesses. A business owner purchases vehicles or salvage to be used in a staged collision.Towing operations. A tow-truck driver delivers a damaged vehicle to the scene of a staged accident and bills for storing or moving the vehicle to a collision reporting centre and/or body shop.Auto repair facilities. A repair shop owner bills for repairs that were not completed, creates additional damage to increase repair charges and/or bills for unnecessary storage. Legal representative firms. A firm submits false documents to insurance companies.Medical services. False billings for treatments, assessments and/or assistive devices are among the activities related to medical services fraud.Employers. An employer confirms false employment to support claims for lost income.Service providers. This area includes claims for services – such as housekeeping, care of dependents and personal care – that have not been provided.Additional ResourcesService Canada: Employment Insurance and Fraud Take the Time. Report the Crime"Insurance crime isn’t always the work of organized groups or gangs running auto theft or insurance crime rings as a business. It can also involve normally law-abiding citizens who attempt to make a few extra dollars by padding an otherwise legitimate claim." So, You've Had an AccidentAccidents are stressful, but stay calm, and use this form to record important details. Filing an Insurance ClaimSometimes life happens. If you’ve been in a collision or if your home has been burglarized or damaged in some way, you’ll want to get your life back to normal as quickly as possible. Consider these tips when filing an insurance claim to help make the process a little easier Related ServicesStaged CollisionsA staged or alleged vehicle collision supports false auto insurance claims. Staged collisions put innocent drivers at risk and contribute to higher insurance premiums. Employment FraudBusinesses can be greatly impacted by employment fraud. Recognize the insurance fraud situations that may occur and count as insurance fraud. Medical Services FraudIf you are injured in a vehicle collision, medical services help you recover. However, unscrupulous rehabilitation clinics and assessment centres may engage in fraudulent activities. Auto Repair Facility Fraud Inflated towing fees and repairs to damages that existed before the insured incident are elements of auto repair facility fraud. Be mindful of repair facilities that take part in fraud. Paper Fraud And Jump-InsWhen a criminal reports a collision that never occurred, it’s known as paper fraud. Jump-ins are reported as collision occupants but were not in the vehicle at the time of the reported collision. Useful LinksInsurance FraudInsurance fraud is serious business and costs us all. Think the fender bender you saw might not have been so accidental? Canadian National Insurance Crime Services (CANATICS)CANATICS uses technology to support the fight against auto insurance fraud in Canada. We do this with an unwavering focus on privacy and security.