Left Navigation

Insurance 101


​​Life comes with risk. A massive rainstorm can lead to your basement flooding. A car collision can happen at any moment. Your business might be damaged by vandalism. – Thankfully, insurance can give you peace of mind.

Recovering from a loss situation costs more than most people can manage on their own. Insurance protects you from having to pay out a huge amount in the event of a collision or natural disaster.

Understanding some of the basic elements of insurance will help you make informed decisions. Your insurance representative can provide you with more information on available options to meet your specific needs.


Insurance Basics

I​nsurance Basics

Driving a car, buying a home or starting a business are risky endeavours. Protect yourself and your property against unforeseen damage or mishaps with insurance.


How to Buy Insurance

How to Buy Insurance 

Private insurance companies provide many options for car, home and business insurance. Learn how an insurance representative can help you get the coverage that best meets your needs.

Buying Tips

Buying Tips

Before you purchase coverage, ensure that your questions are answered so you can make informed decisions. Discover what you should consider when buying car, home and business insurance.

Policy Checklist

Your Policy Checklist 

Declarations, insuring agreements and policy conditions are commonly found in most insurance policies. By understanding how to read insurance documentation, you can play an important role in managing your policy.


Public versus private insurance

Public Versus Private Auto Insurance

Public and private insurers provide car insurance to Canadians. Car insurance systems in British Columbia, Saskatchewan, Manitoba and Quebec are run by the government. Private insurance companies compete for your business, and provide the consumer with more options and better value.

Critters

Critters or Insurance Explained?

Insurance policies can be hard to read. Get answers to some of the most common consumer questions about car, home and business insurance.

Financial Literacy

Financial Literacy 

An IBC-commissioned survey reveals that 88 per cent of Canadians think schools should include information on home and car insurance in financial lessons. Home and car insurance are essential financial planning tools.​