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IBC Claims Agreements & Forms


IBC Claims Agreements

​​These voluntary industry agreements are used to facilitate settlements and reduce or eliminate legal fees and court costs. IBC member and non-member companies can be signatories to the IBC Claims Agreements.


To view IBC Claims Forms, check the navigation bar to the left, or scroll down to Related Services.

The agreements help insurers address conflicting coverage from different policies that may come into play for the same event or loss.

IBC members can access full text of the agreements on IBC's secure members' website, Infosource.

  1. Agreement Respecting Standardization of Claim Forms and Practices, and Guidelines for the Settlement of Claims, 2002
    IBC Claims forms are an addition to the Claims Agreement, and can be viewed in a separate section.
  2. Agreement of Guiding Principles (Property Insurance), 1984
    The 2012 revision of this agreement did not receive the required 80% acceptance.
  3. Agreement of Guiding Principles Between Primary and Excess Liability Insurers Respecting Claims, 1996
  4. Agreement Respecting Disputed Losses Between Property Insurance and Boiler and Machinery Insurance Policies, 1980
    The 2002 revision of this agreement did not receive the required 80% acceptance.
  5. Reciprocal Agreement to Provide Copies of Accident Benefits Files Without Charging a Photocopying Fee, 2002

CICMA Agreement

Most automobile and general liability insurers have agreed to settle claim disputes through binding arbitration under the Canadian Inter-Company Arbitration Agreement. The Canadian Insurance Claims Managers' Association (CICMA) supervises the operation of this agreement and any amendments to it. IBC administers the agreement and maintains the signatories list:

NOTE 1. Owned and Non-owned Contents Agreement (Quebec) and its signatories are available from IBC Montreal office.

NOTE 2. To verify the status of a federal P&C company (name change, amalgamation, discontinuation, etc.), check the document produced by the Office of the Superintendent of Financial Institutions entitled, Note – Canadian and Foreign Insurance Companies and Fraternal Benefits Societies.