Left Navigation Reports and Submissions The following is a series of links to key reports that IBC's Ontario region submitted to the provincial government. IBC believes that, in the spirit of transparency, these reports should be easily available and accessible to all. 2019 IBC Pre-Budget SubmissionInsurance Bureau of Canada’s recommendations as part of the Government of Ontario’s 2019 pre-budget consultations. IBC submission to the Law Society of Ontario commenting on proposed contingency fee reformsResponse to the Law Society's request for comment on its proposed contingency fee reformsIBC Letter to the Editor of the Globe and MailAbove is an Insurance Bureau of Canada Letter to the Editor of the Globe and Mail in response to a recent series called "Licensed to Bill." The Globe decided not to publish this letter. Cutting the Red Tape: IBC’s Submission for Ontario’s Red Tape ChallengeInsurance Bureau of Canada's submission for the Government of Ontario's Red Tape Challenge calling for the elimination of unnecessary barriers between insurers and consumers.Rate Regulation of Ontario Automobile Insurance - Briefing NoteInsurance Bureau of Canada's submission to the Financial Services Commission of Ontario (FSCO) Mandate Review. IBC advocated for the government to begin a separate process to assess, overhaul and redesign the current automobile insurance system in Ontario.2017 IBC Pre-Budget SubmissionInsurance Bureau of Canada’s recommendations as part of the Government of Ontario’s 2017 pre-budget consultations.