Insurance Disputes Contact the Consumer, Labour and Financial Services Division of the Department of Environment, Labour and Justice if you have an insurance-related complaint in the province of Prince Edward Island. The Department of Environment, Labour and Justice, Consumer, Labour and Financial Services Division is responsible for overseeing insurance regulation through the Superintendent of Insurance. The Superintendent also handles consumer complaints.Robert Bradley Superintendent of InsuranceDepartment of Environment, Labour and JusticeConsumer, Labour and Financial ServicesShaw Building, 4th Floor 95 Rochford StreetPO Box 2000 Charlottetown, PE C1A 7N8 Phone: 902-368-6478Fax: 902-368-5283Email: rabradley@gov.pe.cagov.pe.ca/oag/ Useful LinksHow Insurance WorksInsurers use a pool of many premiums to pay for the home, auto and business losses of Canadians unfortunate enough to experience a loss. You are covered for losses outlined in your contract only, not for predictable events. Prince Edward Island Statutes and RegulationsGovernment of PEI's Statutes and Regulations for the Insurance industry which includes regulations on fees, auto levies, compensation association regulations, etc.General OmbudService An independent dispute resolution service that is focused on the resolution of consumer complaints.