IBC SafetyMobile What’s it like to be a victim of a staged collision? How can I protect myself? Insurance Bureau of Canada invites you to take your mobile phone for a spin and learn about auto insurance fraud with the SafetyMobile. Download the SafetyMobile app to experience four common staged collision scenarios: swoop and squat, drive down, bullet and target, and red light rear-ender. Get tips on how to avoid becoming a victim and how to report suspected insurance fraud.Auto insurance fraud costs every driver money. For example in Ontario, auto insurance fraud is a $1.6-billion-a-year problem. It drives up the cost of auto insurance by adding an average of $200 to each auto insurance policy in the province. Knowledge is power – learn more and help protect yourself, your family and your friends from fraudsters.