Hurricane Dorian: Advice and information from Insurance Bureau of Canada September 9, 2019 (HALIFAX) – In the aftermath of Hurricane Dorian, Insurance Bureau of Canada (IBC) is reaching out with tips and advice for those who have been affected.“We know is that there has been significant damage across the region, and a lot of families have had their lives disrupted. When you are able to call, your insurer is ready to hear the details of your claim," said Amanda Dean, Vice-President, Atlantic, IBC.What insurance coversMost car, home and business insurance policies cover damage caused by a hurricane or tropical storm. Your insurance representative is at the ready to clarify the details of your policies.The claims processIf you have been affected by Hurricane Dorian, when it is safe to do so, take the following steps:Assess and document the damage. Taking photos can be helpful. Call your insurance representative and/or company. List all damaged or destroyed items. If possible, assemble proofs of purchase, photos, receipts and warranties. Keep damaged items unless they pose a health hazard. If you have to move out of your home because of insured damage, check with your insurance representative about whether your policy includes additional living expenses coverage, which may cover your costs if you have to move into a hotel/motel. Next stepsOnce you have reported a loss, you will be assigned a claims adjuster. It may take some time given the number of people affected by Dorian, but you will be contacted. The claims adjuster will investigate the circumstances of the loss, examine the documents you provide and explain the process. Take notes during these conversations and don't be afraid to ask questions. ResourcesAnyone with questions should contact their insurance representative or, for general information, contact IBC's Consumer Information Centre at 1-844-2ask-IBC.Additional ResourcesIBC.ca – severe weatherPreparing for severe weather About Insurance Bureau of CanadaInsurance Bureau of Canada (IBC) is the national industry association representing Canada's private home, auto and business insurers. Its member companies make up 90% of the property and casualty (P&C) insurance market in Canada. For more than 50 years, IBC has worked with governments across the country to help make affordable home, auto and business insurance available for all Canadians. IBC supports the vision of consumers and governments trusting, valuing and supporting the private P&C insurance industry. It champions key issues and helps educate consumers on how best to protect their homes, cars, businesses and properties. P&C insurance touches the lives of nearly every Canadian and plays a critical role in keeping businesses safe and the Canadian economy strong. It employs more than 128,000 Canadians, pays $9.4 billion in taxes and has a total premium base of $59.6 billion. For media releases and more information, visit IBC's Media Centre at www.ibc.ca. Follow IBC on Twitter @InsuranceBureau and @IBC_Atlantic or like us on Facebook. If you have a question about home, auto or business insurance, contact IBC's Consumer Information Centre at 1-844-2ask-IBC. If you require more information, IBC spokespeople are available to discuss the details in this media release.To schedule an interview, please contact:Vanessa BarrasaManager, Media Relations416firstname.lastname@example.org Useful LinksInsurers Telephone ContactsIf you have insurance questions, please contact your insurance representative or call us at Insurance Bureau of Canada (IBC). We’re here to help.