Private Insurance | |
| Mandatory minimum third-party liability: | $50,000; liability limits relate to property damage claims within Quebec and to personal injury and property damage claims outside Quebec.*
|
| Direct Compensation Property Damage Required? | Yes.
|
Public Insurance
| |
| Medical payments: | No time or amount limit; includes rehabilitation.
|
| Funeral expense benefits: | $7,500.
|
| Disability income benefits: | 90% of net wages based on gross annual income of maximum $88,000/year; nothing is payable for the first seven days of disability; indexed.
|
| Death benefits: | Death any time after accident; benefits depend on gross annual income multiplied by a factor of five, depending on age of victim; benefits for spouse range from $ 148,605 to $440,000; benefits for dependent children are age-defined and range from $ 36,022 to $ 66,363; if there is no surviving spouse/dependant, parents or estate receive $60,787.
|
| Impairment benefits: | Up to $265,939. |
| Right to sue for pain and suffering? | No |
| Right to sue for economic loss in excess of no-fault benefits? | No |
| Administration: | Bodily injury: government; property damage: private insurers.
|
| Notes: | *A different mandatory liability amount is required for off-road vehicles and covers personal injury within and outside Quebec.
|