
How Auto Insurance Works
Get the inside track and stay ahead of the curve.
Be prepared. Be protected.
Everything you need to know about auto insurance, from how rates are set and what coverage you need to where to get it and what to do when you need it.
- How auto insurance rates are set
- How to buy auto insurance
- How to file a claim

How auto insurance rates are set
Understand what information is used to set your rates so you can make informed decisions when purchasing or renewing your insurance policy.

How to buy auto insurance
Whether you’re a first-time buyer or looking for a new insurance provider, learn how to shop around for the coverage that best meets your needs.

How to file a claim
Whether you need to make an auto, home or business claim, all the information and forms you need are in one place.
Resources For You
We've collected a few more resources that may be helpful for you to explore.

Automated vehicles and the future of insurance
Learn how automated vehicles are impacting insurance, and how IBC is working to protect consumers.
Trending News
home
Summer Is Here: School Is Out, Celebrations Are In
Jun 26, 2025 | Written by JUNE 26, 2025 | BY: ANNE MARIE THOMAS, DIRECTOR, CONSUMER & INDUSTRY RELATIONS, IBChome, Insurance 101
Know your home’s history – and the potential issues lurking within its walls
Jun 25, 2025 | Written by JUNE 25, 2025 | BY: EDWARD ZHAKATA, MANAGER, CONSUMER & INDUSTRY RELATIONS - ATLANTIC REGIONAL, IBCauto
Report finds including limited right to sue in new Alberta auto insurance model could cost drivers up to $136 annually
Jun 24, 2025 | ABSevere Weather, Insurance 101
It’s severe weather season – there’s a condition in your home policy you’re going to want to know about
Jun 23, 2025 | Written by JUNE 23, 2025 | BY: ROB DE PRUIS, NATIONAL DIRECTOR, CONSUMER & INDUSTRY RELATIONS, IBCauto
Ride Smart on the Open Road: Motorcycle Safety Tips for Summer
Jun 20, 2025 | Written by JUNE 20, 2025 | BY: ANNE MARIE THOMAS, DIRECTOR, CONSUMER & INDUSTRY RELATIONS, IBCclimate
Insurance Bureau of Canada Welcomes the G7 Kananaskis Wildfire Charter
Jun 18, 2025 | NATIONAL
You might also be interested
Protecting your most-valuable assets
What you need to know to help protect your most-valuable assets.
How home insurance works
Your home is your biggest investment. Make sure it and your family are protected from unpredictable events.
Do red cars cost more to insure?
No, they don’t. This is just one of many insurance myths we’re debunking in order to help you better understand insurance.