Saskatchewan Government Insurance (SGI), a government-owned monopoly insurer, provides mandatory auto insurance that is known as the “Auto Fund”. Additional coverage – that reduces basic deductibles and increases third-party liability – can be purchased from private insurers.
In Saskatchewan, the government monopoly limits competition and choice when you buy auto insurance. Your choice of a no-fault or tort-based option determines your accident benefit limits and right to sue in specific situations.
Accident benefits, third-party liability and coverage for damage to your own vehicle subject to a deductible must be bought from SGI. Plate Insurance includes no-fault accident benefits (tort and no-fault), third party liability and all-perils coverage for damage to your own vehicle.
SGI provides specific guidelines for drivers and vehicles.