| Compulsory minimum third-party liability: | $200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $10,000 | |
| Direct Compensation Property Damage Required: | Not applicable | |
| | If no-fault option selected: | If tort option selected: |
| Medical payments: | Up to $7,194,892/person; | Up to $28,159/person for non-catastrophic injury, up to $211,189 for catastrophic injury |
| Funeral expense benefits: | $10,790
| $7,040 |
| Disability income benefits: | 90% of net wages based on gross annual income of maximum $98,643/year; nothing payable for the first seven days of disability unless catastrophically injured | Up to two years; $453/week for total disability (lifetime if unable to return to any job); $226/week for partial disability; maximum $23,556/year |
| Death benefits: | 45% of deceased’s net income benefit to spouse; 5% of deceased’s net income to each dependent child; if no spouse, $16,494 to each surviving parent or child (21 years or older), to maximum $74,226; death of dependent child $32,988 | 45% of deceased’s net income; 5% of calculated death benefits to each dependent child; if no spouse or dependant, estate receives up to $14,079 |
| Impairment benefits: | Up to $206,181/person for non-catastrophic injury, up to $251,821 for catastrophic injury | Up to $14,079/person for non-catastrophic injury, up to $183,031 for catastrophic injury |
| Right to sue for pain and suffering? | No | Yes, subject to deductible of $5,000 |
| Right to sue for economic loss in excess of no-fault benefits? | Yes | Yes |
| Administration: | Government (government and private insurers compete for optional and excess coverage) | |