Yukon Mandatory Coverage

To drive in Yukon, you must secure coverage through a private insurer that meets the minimum regulations. In the territory, $200,000 in third-party liability coverage is mandatory.

The chart below provides a summary of minimum coverages required by the Yukon government. Please refer to the list of sources for more details.

This information is for educational purposes only. We recommend you consult a qualified insurance professional for further assistance.

As of January 1, 2020

Compulsory minimum third-party liability:$200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $10,000
Direct Compensation Property Damage RequiredNot applicable
Medical payments:Up to $10,000/person, two-year time limit
Funeral expense benefits:$2,000
Disability income benefits:80% gross wages to maximum $300/week; 104 weeks for temporary or total disability; nothing is payable for the first seven days of disability; unpaid housekeeper $100/week, maximum 26 weeks
Death benefits:Death any time after accident; death of head of household $10,000, plus $2,000 to each dependent survivor other than the first, and 1% of total principal sum to each dependant/survivor after first, for 104 weeks; death of spouse of head of household $10,000; death of dependent relative, according to age, maximum $3,000
Impairment benefits:N/A
Right to sue for pain and suffering?Yes
Right to sue for economic loss in excess of no-fault benefits?Yes
Administration:Private insurers

 

Sources:

All online sources were accessed on March 1, 2020