Disaster Am I covered? When can I start to rebuild? In the wake of a disaster, there are many questions to consider.Be PreparedCanada’s weather patterns are evolving, and severe weather is occurring more frequently. Know what governments and the insurance industry are doing to mitigate damage and loss, as well as what they can do to help manage a crisis when disaster strikes. WaterDamage from torrential rains can be extensive. Recognizing that urban communities are vulnerable, IBC is piloting technology to help protect against sewer backup damage. Wind Windstorms are extremely dangerous and can cause devastating damage. Know what losses your insurance may cover and learn how to take precautions against a windstorm.FireFire is a common fear. Wildfires are difficult to contain and unpredictable. Learn how to extinguish home fires and reduce your risk of a home fire. IceIce damage from hail and ice storms has caused more than $1 billion in damage since 2011. Know what damage is covered by insurance. EarthquakeEarthquakes can cause direct and indirect damage that may or may not be covered by insurance. Be prepared for an earthquake by learning what to do during and after this disaster strikes.Community Assistance Mobile Pavilion (CAMP)Launched in 2010, IBC’s CAMP is a national program that provides on-site support to disaster victims.Fraud / Disaster AlertsCriminals and fraudsters may take advantage of a disaster to steal from neighbours or defraud the insurance system. IBC publishes disaster-related fraud alerts. Useful LinksCrisis Management - Auto InsuranceIn times of crisis, slowing down is often the best approach. A crisis can be weather related. Whether your vehicle has been damaged by water, wind, fire, ice or an earthquake, make sure you know what to do in the event of an emergencyCrisis Management - Home InsuranceFrom floods to fires to earthquakes, severe weather can damage your home. A home robbery or attempted break-in can put you, your family and your property, at risk. If you’re in a crisis situation that could affect the structure of your home or your own health, keep calm and seek alternate shelter immediately. Crisis Management - Business InsuranceA crisis can happen at any time, threatening an organization in a multitude of tangible and intangible ways. Following best practices in risk management – including creating a business continuity plan – can mean the difference between recovery and bankruptcy.