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Aluminum Siding Versus Brick


Aluminum Siding Versus Brick

​The exterior of a home, such as whether it is built with aluminum siding or brick, is an important factor when calculating its replacement cost, (i.e., what it would cost to rebuild the house using similar materials if it were destroyed). Replacement cost, in turn, plays a large role in determining the premium for your home insurance policy.


​There are many other elements that affect the cost of your premiums; for example, the size of your house and its contents. The bigger your house and the more you have in it, the more it will cost to replace everything.

To learn more about the factors affecting your home insurance premium, please refer to IBC’s All about Home Insurance brochure on the Resources page.