Featured NewsCyber Security Awareness MonthCriminals are attempting to take advantage of the pandemic and aggressively targeting commercial enterprises. Small and medium-sized businesses need to be vigilant. Learn more.Featured NewsTornadoesDamage from wind is usually covered by insurance. Take precautions and ask your insurance representative to confirm what losses may be covered. Click to learn more.Featured NewsBusiness Insurance Questions?IBC and its members are here to help protect businesses from risks and find solutions to ensure commercial insurance remains affordable. Click to visit our Business Insurance Help site. Featured NewsCOVID-19: Canadian home, auto and business insurance informationThese are uncertain and challenging times. With COVID-19 causing global concern, we understand many Canadians will have questions related to insurance. On this page you’ll find answers to FAQs about insurance and a brief Q&A document outlining how business interruption policies work. 44 New and Trending Media ReleaseMany small businesses vulnerable to cyber attacksOctober 5, 2021 (Toronto) – Despite the increased threat of cyber attacks during the pandemic, almost half of Canadian small businesses surveyed say they do not allocate any portion of their annual operating budget to cyber security. Media ReleaseBusiness Insurance Action Team reaches new milestoneOctober 1, 2021 (TORONTO) – An industry-driven solution designed to assist struggling small businesses in Ontario's hospitality sector achieved a new milestone this week.Media ReleaseIBC transfers its investigative services to ÉquitéSeptember 27, 2021 (TORONTO) – Insurance Bureau of Canada's (IBC's) Board of Directors has approved the transfer of its Investigative Services (IS) division to Équité AssociationMedia ReleaseBarrie tornado causes $75 million in insured damageAugust 18, 2021 (TORONTO) – The six EF-2 strength tornadoes that hit Barrie, Innisfil, Kawartha Lakes, Little Britain, Manilla, Lindsay, and Lake of Bays on July 15 caused $75 million in insured damageMedia ReleaseInsurance Bureau of Canada Statement following Liberal Party of Canada’s Announcement on Climate ResilienceAugust 18, 2021 (OTTAWA): Justin Trudeau announced that, if re-elected, his government will build on the success of the EnerGuide home rating system for energy efficiency by developing a companion approach for scoring the climate resilience of our homes How Car Insurance Premiums are CalculatedThe make, model and year of your car, the records of people who are insured to drive it and where you live are all considered by insurers when setting rates. You can lower your premium by making informed decisions.