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Health Claims Database (HCDB)

Your trusted resource for timely and consistent statistical summary of medical and rehabilitation costs related to auto insurance claims.

What is the Health Claims Database (HCDB) Standard Report?

We created the HCDB standard report to provide a timely and consistent statistical overview of medical and rehabilitation costs involved in Ontario automobile insurance health claims and the recovery process. The Ontario Ministry of Finance, FSRA's predecessor, the Financial Services Commission of Ontario (FSCO), the Coalition Representing Health Professional Associations in Ontario Automobile Insurance Services and insurance companies consulted on this report.

The report is designed to be read by anyone who’s interested, including regulators, health care provider associations and insurance companies in Ontario and the general public.

If you’re unfamiliar with this type of subject matter and the statistical principles used, we’ve included a list of definitions which you should read first in order to avoid misunderstanding or misinterpreting the content.

IBC operates under the privacy protection requirements of the Personal Information Protection and Electronic Documents Act (PIPEDA) when publishing documents related to the HCDB.

To request historical HCDB reports, please contact

2023 Health Claims Database (HCDB) Standard Report

Ontario Health Claims Database HCDB Standard Report – 2023H2 (February 2024)

Ontario Health Claims Database HCDB Standard Report – 2023H2 Data File (.xlsx)

Your Privacy and the Ontario HCDB

IBC’s access to health insurance claims data is governed by agreements with the Financial Services Regulatory Authority of Ontario (FSRA) and Health Claims for Auto Insurance Processing (HCAIP). Data transmitted from HCAIP to the HCDB held by IBC does not include any personal identifying information such as:

  • names

  • addresses

  • postal codes

  • other information that might identify an individual claimant

  • any personal health information

As of February 1, 2011, Ontario health care facilities (including their associated health care providers) use the Health Claims for Auto Insurance (HCAI) system to submit Ontario Claims Forms (OCFs) 18, 21 and 23 to licensed Ontario auto insurers. Insurers use the same system to communicate their decisions to the health care facilities.