How Auto Insurance Works
Get the inside track and stay ahead of the curve.
Be prepared. Be protected.
Everything you need to know about auto insurance, from how rates are set and what coverage you need to where to get it and what to do when you need it.
- How auto insurance rates are set
- How to buy auto insurance
- How to file a claim
How auto insurance rates are set
Understand what information is used to set your rates so you can make informed decisions when purchasing or renewing your insurance policy.
How to buy auto insurance
Whether you’re a first-time buyer or looking for a new insurance provider, learn how to shop around for the coverage that best meets your needs.
How to file a claim
Whether you need to make an auto, home or business claim, all the information and forms you need are in one place.
Resources For You
We've collected a few more resources that may be helpful for you to explore.
Automated vehicles and the future of insurance
Learn how automated vehicles are impacting insurance, and how IBC is working to protect consumers.
Trending News
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IBC commends the Ontario government for taking action to combat auto theft
Nov 24, 2023 | ON
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New report quantifies and qualifies the value of commercial insurance to the Canadian economy
Nov 23, 2023 | Written by NOV 23, 2023 | BY: CECILIA OMOLE, MANAGER, POLICY DEVELOPMENT (IBC)
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Do I need insurance for my seasonal vehicle?
Nov 22, 2023 | Written by NOV 22, 2023 | BY: ANNE MARIE THOMAS, DIRECTOR, CONSUMER AND INDUSTRY RELATIONS (IBC)
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Behchokǫ̀-Yellowknife and Hay River wildfires cause over $60 million in insured damage
Nov 20, 2023 | NTauto
Canada Needs a National Task Force on Stolen Vehicles
Nov 20, 2023 | Written by NOV 20, 2023 | BY: CRAIG STEWART, VICE-PRESIDENT, CLIMATE CHANGE AND FEDERAL ISSUES, INSURANCE BUREAU OF CANADA (IBC)
auto
Determining Value: Comparing Private and Public Auto Insurance Markets in Canada
Nov 17, 2023 | Written by NOV 17, 2023 | BY: AARON SUTHERLAND, VICE PRESIDENT, WESTERN AND PACIFIC, IBC
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