
How Auto Insurance Works
Get the inside track and stay ahead of the curve.
Be prepared. Be protected.
Everything you need to know about auto insurance, from how rates are set and what coverage you need to where to get it and what to do when you need it.
- How auto insurance rates are set
- How to buy auto insurance
- How to file a claim

How auto insurance rates are set
Understand what information is used to set your rates so you can make informed decisions when purchasing or renewing your insurance policy.

How to buy auto insurance
Whether you’re a first-time buyer or looking for a new insurance provider, learn how to shop around for the coverage that best meets your needs.

How to file a claim
Whether you need to make an auto, home or business claim, all the information and forms you need are in one place.
Resources For You
We've collected a few more resources that may be helpful for you to explore.

Automated vehicles and the future of insurance
Learn how automated vehicles are impacting insurance, and how IBC is working to protect consumers.
Trending News
Cyber Security
Small businesses are underestimating their cyber risk despite increased threats
Sep 27, 2023 | NATIONALauto
Legal costs driving up price of auto insurance in Alberta
Sep 26, 2023 | ABclimate
Hurricane Fiona: One Year Later
Sep 22, 2023 | Written by BY: GRAHAM LITTLE, INTERIM VICE-PRESIDENT, ATLANTIC, INSURANCE BUREAU OF CANADA (IBC)climate
Summer storms in Alberta and Prairies cause over $300 million in insured losses
Sep 19, 2023 | AB, MB, SKauto
Buckle Up: Child Passenger Safety Week is September 16 to 24
Sep 18, 2023 | Written by BY: GRAHAM LITTLE, INTERIM VICE-PRESIDENT, ATLANTIC, INSURANCE BUREAU OF CANADA (IBC)Insurance Industry
Canada’s Insurers Are Taking Action to Combat Auto Theft
Sep 11, 2023 | NATIONAL
You might also be interested
Protecting your most-valuable assets
What you need to know to help protect your most-valuable assets.
How home insurance works
Your home is your biggest investment. Make sure it and your family are protected from unpredictable events.
Do red cars cost more to insure?
No, they don’t. This is just one of many insurance myths we’re debunking in order to help you better understand insurance.